Complete your application in a few minutes!

Select the products you would like to open below.

Chequing
Most Popular

Pay As You Go

$ 4.00

  Per Month

If you only make a few transactions each month, this account is right for you. Pay only for what you use, and keep things simple! 

Please select from the following account features:

$ 4.00

  Per Month

Most Popular

Essential

$10.00

  Per Month

Ideal for you if you make a few transactions each month and want a low monthly fee. Enjoy 5 e-transfers and 25 debits included!

Please select from the following account features:

$10.00

  Per Month

Most Popular

Ultimate

$23.00

  Per Month

Say goodbye to surprise fees and enjoy unlimited transactions for just one monthly fee.

Please select from the following account features:

$23.00

  Per Month

Most Popular

USD Pay As You Go

$0.00

Great if you travel to the US often and want to avoid the hassle of currency exchange.

Please select from the following account features:

$0.00
Most Popular

Overdraft Protection

Prime+

Unexpected expenses happen, and sometimes your account may not have enough funds to cover your debits. Overdraft Protection offers a short-term solution by temporarily covering these transactions, up to a pre-approved limit.

How much would you like to apply for?

*up to $2,500

Prime+
Savings
Most Popular

Simply Savings

An everyday savings account that earns interest and provides easy access when you need it. 

Please select from the following account features:
Most Popular

Summit Savings HISA

Earn a higher interest rate than a regular savings account and watch your savings reach new heights!

Please select from the following account features:
Non-Registered Investments
Most Popular

12 Month Cashable Term Deposit

A flexible term deposit option if you are looking to earn interest with the option to withdrawal early should the need arise. 

Maturity Options help
When your term deposit expires, would you like it to renew into a similar term deposit or would you like it to deposit to one of your accounts?
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  • Automatically Renew
  • Deposit to Account
Most Popular

12-60 Month Term Deposit

A secure place to grow your hard-earned money.

Term
Maturity Options help
When your term deposit expires, would you like it to renew into a similar term deposit or would you like it to deposit to one of your accounts?
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  • -- Select --
  • Automatically Renew
  • Deposit to Account
Most Popular

3 Year Harvest Term Deposit

With flexible options and an interest rate that's guaranteed never to go down, you’ll always reap your rewards with a Harvest Term Deposit.

Maturity Options help
When your term deposit expires, would you like it to renew into a similar term deposit or would you like it to deposit to one of your accounts?
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  • -- Select --
  • Automatically Renew
  • Deposit to Account
Registered Investments
Most Popular

RRIF

  • RRIFs generates a taxable retirement income stream from RRSP savings.
  • The Canada Income Tax Act requires an individual who owns an RRSP to mature the plan by the end of the year in which the beneficiary turns 71.
  • You make tax-deductible contributions to an RRSP and make taxable income withdrawals from a RRIF.

Please select from the following account features:
Do you have an existing retirement income fund savings plan with Northern Savings Credit Union?
Will this contribution be made to your existing plan?

* Note that your beneficiaries established on your existing plan will also apply to this account. If you wish to change your beneficiaries, you will need to visit your local branch following the processing of your application

Plan Type
Note: For spousal RIF applications, we need some basic information from the contributor (below). The spouse (annuitant) will need to complete the remainder of the application.
Contributor Date of Birth
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Most Popular

RSP

  • RRSPs are best used to save for your retirement goals.
  • RRSPs can be used to fund the downpayment of your first home or to fund post-secondary education.
  • Contributions are tax deductible.
  • The sooner you start contributing the better off you'll be when it comes to enjoying your retirement years.

Please select from the following account features:
Do you have an existing retirement savings plan with Northern Savings Credit Union?

* Note that your beneficiaries established on your existing plan will also apply to this account. If you wish to change your beneficiaries, you will need to visit your local branch following the processing of your application

Plan Type
Note: For spousal RSP applications, we need some basic information from the contributor (below). The spouse (annuitant) will need to complete the remainder of the application.
Contributor Date of Birth
keyboard_arrow_down
  • -- Select --
  • January
  • February
  • March
  • April
  • May
  • June
  • July
  • August
  • September
  • October
  • November
  • December
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  • 15
  • 16
  • 17
  • 18
  • 19
  • 20
  • 21
  • 22
  • 23
  • 24
  • 25
  • 26
  • 27
  • 28
  • 29
  • 30
  • 31
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  • 2025
  • 2024
  • 2023
  • 2022
  • 2021
  • 2020
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015
  • 2014
  • 2013
  • 2012
  • 2011
  • 2010
  • 2009
  • 2008
  • 2007
  • 2006
  • 2005
  • 2004
  • 2003
  • 2002
  • 2001
  • 2000
  • 1999
  • 1998
  • 1997
  • 1996
  • 1995
  • 1994
  • 1993
  • 1992
  • 1991
  • 1990
  • 1989
  • 1988
  • 1987
  • 1986
  • 1985
  • 1984
  • 1983
  • 1982
  • 1981
  • 1980
  • 1979
  • 1978
  • 1977
  • 1976
  • 1975
  • 1974
  • 1973
  • 1972
  • 1971
  • 1970
  • 1969
  • 1968
  • 1967
  • 1966
  • 1965
  • 1964
  • 1963
  • 1962
  • 1961
  • 1960
  • 1959
  • 1958
  • 1957
  • 1956
  • 1955
  • 1954
  • 1953
  • 1952
  • 1951
  • 1950
  • 1949
  • 1948
  • 1947
  • 1946
  • 1945
  • 1944
  • 1943
  • 1942
  • 1941
  • 1940
  • 1939
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Personal Lending
Most Popular

Personal Loan - Fixed Rate

7.49%

Opt for a personal loan with a fixed interest rate and regular monthly payments over a set period, making your budgeting a breeze.

How much would you like to apply for?

*up to $150,000

Term
Amortization
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  • 1 Year Amortization
  • 2 Year Amortization
  • 3 Year Amortization
  • 4 Year Amortization
  • 5 Year Amortization
  • 6 Year Amortization
  • 7 Year Amortization
  • 8 Year Amortization
  • 9 Year Amortization
  • 10 Year Amortization
  • 11 Year Amortization
  • 12 Year Amortization
  • 13 Year Amortization
  • 14 Year Amortization
  • 15 Year Amortization
Payment Frequency
Will you be using this account to consolidate any existing debt?
7.49%
Most Popular

Personal Loan - Variable Rate

Prime+

Go for a variable-rate loan where the interest rate changes with the prime rate, giving you the flexibility to adapt to market shifts with ease.

How much would you like to apply for?

*up to $150,000

Term
Amortization
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  • -- Select --
  • 1 Year Amortization
  • 2 Year Amortization
  • 3 Year Amortization
  • 4 year Amortization
  • 5 Year Amortization
  • 6 Year Amortization
  • 7 Year Amortization
  • 8 Year Amortization
  • 9 Year Amortization
  • 10 Year Amortization
  • 11 Year Amortization
  • 12 Year Amortization
  • 13 Year Amortization
  • 14 Year Amortization
  • 15 Year Amortization
Payment Frequency
Will you be using this account to consolidate any existing debt?
Prime+
Most Popular

Personal Mortgage - Fixed Rate Closed

4.09%

Northern Savings members enjoy exclusive access to CreditMaster® mortgages and home equity lines of credit, a unique home financing solution that helps you build a mortgage-free tomorrow, without sacrificing your freedom today.

Is this property an investment/Rental property?
Will you be using this account to consolidate any existing debt?
4.09%